Nearshore fintech engineering · since 2018

Fintech software, built by senior engineers and AI agents.

A full-stack, nearshore team for debt collection, lending, customs, and new products. AI coding agents do the groundwork; senior engineers review every change before it ships. Mostly Java, plus PHP, React, and React Native.

  • COST+ every cost visible
  • Outsourcing or team augmentation

Illustrative example

What we build

Software for the processes behind money.

We design and build systems for specific fintech domains, around the processes your team runs every day.

  • BPMN 2.0

    Debt collection

    Collection systems where each process, from amicable contact to enforcement, is a BPMN 2.0 diagram the system runs and your team can change.

  • Loan lifecycle

    Lending and credit

    Software for lenders and credit bureaus, from the loan application to the last repayment.

  • AES · NCTS

    Customs: AES and NCTS

    Customs API integration for customs brokers: export declarations in the Automated Export System (AES) and transit declarations in the New Computerised Transit System (NCTS).

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How you can work with us

Pick the model. See every cost.

We run the project for you, or our engineers join your team. With COST+, the invoice shows what each line costs us and the margin we agreed.

  • COST+ model

    COST+ is how we price either model: our cost plus an agreed margin, every line visible.

    • Clear costs
    • Quality first
    • No surprises

    Illustrative example: the bars show proportions, not a real price.

    How COST+ works

All services

Case study

PRmate: a code review on every pull request

How we built PRmate, a service that reviews every pull request in connected GitHub and Bitbucket repositories and comments without blocking it.

All case studies

Illustrative example

Software tailored to your business

Since 2018, we have built business and fintech software for companies that want senior engineers, open communication, and costs they can check.

More about us

Why JCode Solutions

  • End-to-end solutions

    From design to deployment, we take care of it all.

  • Fintech expertise

    Engineers who understand the business processes behind the software, not only the code.

  • AI agents, senior review

    AI coding agents speed up the work; our engineers review every change before it ships.

Client feedback

  • JCode Solutions proved to be an invaluable partner in modernizing our software. Their team was responsive, communicative, and dedicated to ensuring a successful outcome. JCode's technical prowess and commitment to our success were evident throughout the entire process. We highly recommend JCode Solutions.

    Liviu DeleanuCTO, INCASO
  • For a credit bureau, data integrity and system reliability are paramount. JCode Solutions exceeded our expectations, delivering a seamless software implementation that streamlined our operations and enhanced our reporting capabilities. Their team's technical expertise and deep understanding of our industry needs were evident throughout the entire process and has positioned us for continued success in the ever-evolving financial landscape.

    Mihail LopatinProduct Owner, Infodebit Credit Bureau
  • JCode Solutions has been a trusted and reliable partner in many challenging projects we have successfully delivered together. I confidently recommend them as a dependable partner to deliver your project under any circumstances.

    Nicu Viorel PlaiCEO, Play Solutions

Let's build your software together

Tell us what you are building, and we will get back to you.